India's Lowest EMI Store

Buy Your Dream Electronics
at 1% Interest Only

Why pay full price when you can own it today? Just 3% down payment, 1% flat interest per month. No hidden charges, free insurance included.

Flat Interest

Down Payment

Free

Insurance

50%

Buyback

Shop Now Calculate EMI

Secure Payment

Free Delivery

7-Day Return

Instant Approval

No credit score needed

Save ₹50,000+

vs Bank EMI

Compare & Save Big

On a ₹1,00,000 product: Bank EMI (15%) costs ₹1,18,000 total. Our EMI (1% flat) costs only ₹1,03,000. You save ₹15,000!

Check Your Savings

How It Works

Get your favorite electronics in 3 simple steps

Choose Product

Browse 1000+ electronics, select your favorite, and choose EMI plan (24 or 36 months)

Pay 3% Down

Pay just 3% down payment via UPI, Card, or NetBanking. Instant approval, no paperwork.

Receive & Pay EMI

Get product delivered. Pay 1% EMI monthly. Upgrade anytime with 50% buyback.

Why Pay More to Banks?

See how much you save with EMI Mart compared to traditional bank EMIs on a ₹1,00,000 purchase.

Product Price ₹1,00,000

Bank EMI (15% reducing) ₹1,18,000 total

EMI Mart (1% flat) ₹1,03,000 total

Your Savings ₹15,000

Quick EMI Check

Product Price

₹

Down Payment: 3%

Tenure

24 Months 36 Months

Down Payment

₹3,000

Monthly EMI

₹4,042

Total Interest

₹1,000

Detailed Calculator

What Our Customers Say

Trusted by 50,000+ happy customers across India

Rahul Sharma

Bangalore

"Bought iPhone 17 Pro with just ₹4,050 down payment. The 1% EMI is incredibly low compared to my credit card. Saved over ₹12,000!"

Priya Kumar

Mumbai

"The buyback feature is amazing. After 2 years, I got 50% back on my MacBook and upgraded to the latest model. Seamless experience!"

Amit Verma

Delhi

"No hidden charges, transparent pricing. The free insurance gave me peace of mind. Best EMI service in India for electronics."